Welcome to Forest Area Credit Union

We are a member-owned financial institution with one simple mission: to serve our members. We accomplish this goal by offering low loan rates, exceptional customer service, and convenient banking options in our five easily accessible Forest Area locations in and around Lake City, MI.

Superior Services

FAFCU provides superior services— from checking to online savings accounts to credit cards—to all our members. As a member, you’ll enjoy:

• No fees
• No minimum balance requirements
• Unlimited checks
• Access to 30,000+ fee-free ATMs
• Overdraft protection
• Free mobile and online banking
• Free bill pay
• Free account-to-account transfers
• Free notary services
• … and so much more!

Best of all, you can come in today, sign up, and leave with a brand new, same-day-issue Mastercard debit card. FAFCU banking is always fast and easy.

Modern Banking

Bank everywhere with mobile and online banking from FAFCU. Deposit a check, apply for a loan, or check rates from your iOS or Android device 24/7. Our online credit union allows you to access your account from your devices to make transfers, check balances, take advantage of instant offers, and more. Modern banking is banking that fits your schedule.

Ideal Lending

Sometimes you need extra money, and FAFCU is the best credit union for the job. We offer mortgage loans, student loans, home equity loans, auto loans, business loans, and credit card services. Our members will always find the most competitive rates as well as other benefits, such as flexible payments and online LoanPay Xpress.

Come visit us today to see where banking with FAFCU can take you.