Business Savings

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No Service Fees

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Visa Debit Card with access to over 30,000 fee-free ATM's (2)

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Access to more than 250 shared branch locations across the nation

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Free mobile app with remote deposit capture (3)

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Free online banking with bill pay and LoanPax Xpress

Business Savings Accounts

Whether you're an established business or just starting out, we have the accounts you need to reach your goals. You can stop worrying about hidden fees with our free business savings accounts. That's right, no monthly fees and no transaction processing fees!

Browse our offerings and make an appointment at your nearest branch to get started.

Share Savings

This is the base account provided to all business members.

  • $10 minimum balance required to open
  • Dividends paid quarterly


Perfect for budgeting, open up to 15 subsidary accounts under the main share savings account.

  • No minimum deposit requirements
  • No minimum balance
  • Dividends paid quarterly

Not a Member? 

We proudly serve members in Grand Traverse, Kalkaska, Antrim, Crawford, Missaukee, and Wexford counties who meet our membership requirements.

Discover our mobile banking convenience and secure debit and credit cards. Apply to be a member today!


  1. Standard messaging rates apply.
  2. Debit transactions are free when card issued at a CO-OP Network ATM or processed at retail outlets as a credit card. FAFCU will charge a $2 fee to use all other non-CO-OP Network ATMs, and you may be charged a fee by the ATM owner. Applications for ATM/Debit cards are subject to approval.
  3. Standard data rates apply.

*Rates disclosed are Annual Percentage Yield (APY). Rates effective April 1, 2019. All rates are subject to change without notice. Forest Area Federal Credit Union membership required. Penalties will apply for early withdrawals. $500 minimum deposit required.