Fraud Awareness & Protection

At Forest Area FCU, your security is important to us. That's why we've outlined ways you can stay alert on your account activity and steps you should take if you suspect unusual activity on your account, or anywhere fraudsters may be lurking.


How to Protect Yourself:

The most common types of scams will target you through fake emails, text messages, voice calls, letters or even someone who unexpectedly shows up at your front door. No matter which technique the scammer uses, here are 5 things to look for:

  1. You’re contacted unexpectedly by phone, email, text, direct message or pop-up with a request for personal information or money. Never click a link or download an attachment from someone you don’t know. FAFCU will never text, email or call you asking for personal or account information.
  2. You’re pressured to act immediately with an alarming phone call, email or text that plays with your emotions. Scammers may pose as an employee from a familiar organization, such as FAFCU and say there’s a problem that needs immediate attention. Do not act unless you have verified the person who has contacted you and the story or request is legitimate.
  3. You’re asked to pay in an unusual way, like gift cards, bitcoin, prepaid debit cards or digital currency to resolve fraud. FAFCU will never ask you to transfer money to anyone, including yourself and will never ask you to transfer money because we detected fraud on your account.
  4. You’re asked to provide personal or account information, such as an account verification code, bank account number or PIN. When in doubt, don’t give it out. FAFCU will never text, email or call you asking for an account authorization code.
  5. Offered a free product or ‘get rich quick’ opportunity that seems too good to be true? Just like the old saying goes, if something sounds too good to be true, it probably is. Never cash a check for someone you don’t know.

If you authorize a transfer or send money to a scammer, there’s often little we can do to help get your money back, so remember these 5 red flags that signal a possible scam and stay alert for scams!

Every member is automatically enrolled in Falcon Alerts.

Our system tracks your FAFCU credit card transactions, and notifies you if there is ever any suspicious activity detected. If your card is flagged for fraud you may experience a temporary block for your protection.

Make sure to return our call as soon as possible to take the necessary steps to secure your account.

Keep in mind that you may not recognize the phone number from Falcon. Alerts, as it won't be from an FAFCU number, but you can always call Falcon Alerts directly at 888-241-2440 with any questions.

Stay alert of your account usage and receive text messages regarding your account. To enroll in Text Banking follow these steps:

  1. Download our mobile app

      2. Login to your account

      3. Go to the my accounts tab, then click text banking - enroll in text banking

      4. Follow the steps to complete set up.

Set the terms for when, where, and how your cards are used. Plus lock/unlock your card in seconds. To get started, follow these steps:

  1.  Download our mobile app:

    Download our mobile app on Apple

    Download our mobile app on Android
  2. Click new user and enter your card number to get started.

Trust your gut. If something seems like it doesn't look right, it may be a scam. You can always reach out to us if your not sure!

If your Card was Lost, or Stolen:

Download Our Mobile App

You can now easily manage your card activity and security from our mobile app. Temporarily lock your card or report your card as lost or stolen by downloading our mobile app. To lock or report your card follow these steps:

  1. Download our mobile app:
    Download our mobile app on Apple

    Download our mobile app on Android
  2. Login to your account
  3. Go to the more tab, then click manage my cards under member services
  4. Click on the card you would like to manage
  5. Under actions, click temporarily lock or report lost or stolen

      By Phone

      Lost or stolen VISA Credit Card 1-888-241-2510 (OR) if outside USA: 1-727-227-9012

      Lost or stolen Debit Mastercard: 1-888-241-2510 (OR) if outside USA: 1-727-227-9012

      For cardholder services during business hours call 231.879.4154

Give us a call at 231-879-4154, connect with us through Evergreen, or visit your nearest branch to make sure your account has been secured, or to get a new card and take additional steps, if necessary.

Additional Resources:




Blog articles:

P2P Scams

Mortgage Scams

Credit Card Fraud

Non-Delivery Scams

USPS Smishing Scam

Debt collection ScamsShopping ScamsCredit Repair Scams

FTC Consumer Fraud & Scam Alerts: