Don't Get Caught in a Non-Delivery Scam
With the holidays approaching, and online shopping reaching its annual peak, scammers are out in full force to get at your money and your purchases. There are many scams to watch for this time of year, from online “retailers&rdqu
How the scam plays out
In a non-delivery scam, a shopper makes an online purchase, often at a discounted price. They may have chanced upon this “sale” through a social media ad, an unsolicited email or a banner ad on their favorite website. Unfortunately, though, the promised package is never delivered. After weeks of waiting, the shopper may try reaching out to the seller, only to find that the seller’s gone AWOL, along with the victim’s chances of recovering their money and/or their purchase.
The best way to protect yourself against non-delivery scams is to practice online safety measures and to shop smartly. Here’s how.
If you're targeted
If you believe you’ve fallen victim to a non-delivery scam, there are steps you can take to mitigate the damage.
First, if you’ve paid via credit card, call the issuing company to dispute the charge as soon as you recognize the scam. If you believe the account has been compromised, you may want to close it and place a credit alert and/or credit freeze on your name as well. Next, be sure to alert the
Online commerce makes holiday shopping so much easier–but scams are everywhere. Shop smartly this season and follow the tips outlined here to avoid getting scammed. Stay safe!
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