Business Checking

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No Service Fees

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Overdraft Protection

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Visa Debit Card with access to over 30,000 fee-free ATM's (2)

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Access to more than 250 shared branch locations across the nation

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Free mobile app with remote deposit capture (3)

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Free online banking with bill pay and LoanPax Xpress

Business Checking Accounts

Take your business to the next level with a checking account from Forest area Federal Credit Union. Enjoy added convenience wherever you go with your Visa Debit Card, with access to over 30,000 surcharge-free ATM's across the nation. Stop paying hidden fees, monthly fees and transaction process fees with one of our free business checking accounts.

Browse our offerings and make an appointment at your nearest branch to get started.

Superior Checking

Earn dividends on balances up to $15,000*

  • Unlimited number of transactions
  • No minimum balance requirements**
  • Dividends paid monthly

Share Draft

  • No minimum deposit requirements
  • No minimum balance requirements

Not a Member? 

We proudly serve members in Grand Traverse, Kalkaska, Antrim, Crawford, Missaukee, and Wexford counties who meet our membership requirements.

Discover our mobile banking convenience and secure debit and credit cards. Apply to be a member today!


  1. Standard messaging rates apply.
  2. Debit transactions are free when card issued at a CO-OP Network ATM or processed at retail outlets as a credit card. FAFCU will charge a $2 fee to use all other non-CO-OP Network ATMs, and you may be charged a fee by the ATM owner. Applications for ATM/Debit cards are subject to approval.
  3. Standard data rates apply.

*Rates disclosed are Annual Percentage Yield (APY). Rates effective April 1, 2019. All rates are subject to change without notice. Forest Area Federal Credit Union membership required. Penalties will apply for early withdrawals. $500 minimum deposit required.