ID Theft Protection

Recouping losses and clearing your credit will take money and time. As your trusted financial partner, your identity protection is our highest priority. We already have procedures in place to detect warning signs of identity theft, such as unusual account activity, and we take immediate action and the appropriate steps to prevent and mitigate any potential identity theft event. And now, we are doing more - we're adding identity theft protection - to personal accounts. 

The program is continuously monitoring over 1,000 databases including credit, Social Security, public records, real property records, telephone and alerts you if there are any changes to your credit report. You, your family (2) and joint account holders receive identity theft protection, for a low monthly security fee of $2.00.

Included with the program:

  • Dedicated Fraud Specialist
  • Credit and Total Identity Monitoring
  • 3-in-1 Credit Report
  • Credit Score
  • Debit and Credit Card Registration
  • Identity Theft Recovery Case Plan With Up To $10,000 Identity Fraud Expense Reimbursement Coverage

If your identity has been compromised, please contact the IDProtect Service Center at 1-877-610-7889. You may be eligible for lost wages, travel expenses, elder care, child care, and up to $10,000 for legal expenses all with no deductible to you. (4)

For questions regarding IDProtect please contact the IDProtect Service Center at 1-877-610-7889 or visit your nearest branch. For online registration, visit the IDProtect website and log on using access code MI181583.

Insurance product is not a deposit, not NCUA insured, not an obligation of credit union, and not guaranteed by the credit union or any affiliated entity. See branch for complete details. 1) IDProtect is made available to personal accounts of Forest Area Federal Credit Union. Benefits will end the first of the month after, i) the month in which the security fee was last paid, or ii) the date of termination of either your membership or the closing or conversion of your personal account with Forest Area Federal Credit Union. 2) Family includes: Spouse, persons qualifying as a domestic partner under the provisions of any applicable federal, state or local law, children under 25 years of age and parent of such natural persons who are residents of the same household. 3) Fee will be charged the 4th day of each month and will apply to coverage for the current month. 4) Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of Chartis Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Insurance coverage is provided by Forest Area Federal Credit Union to personal accounts at no additional cost. Your certificate of coverage is enclosed.