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Greenpath

Introducing GreenPath Financial: Your Partner to Financial Freedom

Forest Area Federal Credit Union is thrilled to introduce our latest member benefit – GreenPath Financial Wellness.

As a valued member, we're granting you access to certified professionals who will equip you with the tools to conquer financial stress, break free from debt, boost savings, and reach your financial aspirations.

What Does GreenPath Financial Do?

GreenPath Financial Wellness is a nationwide nonprofit organization dedicated to offering financial counseling, education, and solutions to empower individuals to lead financially healthy lives. Since 1961, GreenPath has directly assisted millions of people with debt and credit management, homeownership education, and foreclosure prevention.

Headquartered in Michigan, just like FAFCU, GreenPath, along with its affiliates, operates multiple locations across the United States. GreenPath is a proud member of the National Foundation for Credit Counseling (NFCC) and holds accreditation from the Council on Accreditation (COA).

With GreenPath Financial Wellness, you can:

  • Explore strategies to alleviate financial stress and meet financial objectives.
  • Receive guidance on improving your credit score and managing your credit.
  • Evaluate options for repaying student loans, weighing their advantages and disadvantages.
  • Discuss various debt repayment strategies.
  • Receive support with housing matters, whether it's purchasing a home, avoiding foreclosure, or navigating reverse mortgages.
  • Access comprehensive financial education for you and your family through online resources and tools.

Free Debt Counseling

GreenPath offers free credit counseling and debt counseling to help ease your financial stress, address your financial concerns, and develop a plan for living a financially healthy life.

Get Started with Debt Counseling

Debt Management Plan

Debt management plans are designed to make your debt manageable while helping you develop sound financial literacy. Through a debt management plan, you will make payments on your original debt, working to improve your credit score in the long run.

Start Managing Your Debt Today!

Student Loan Counseling

Student loan payments resumed in October 2023, with interest starting to accrue in September 2023. If you are unsure what your next steps are, take advantage of the free student loan resources available from GreenPath.

Get Started with Student Loan Counseling

Credit Report Review

Regularly monitoring your credit can alert you to errors, protect you from fraud, and provide you important information to strengthen your credit score. GreenPath LearningLab+ A1 Credit Tool is a great resource for anyone looking to know more about credit scores and how to improve those scores.

Learn More About Your Credit Score

Homebuyer Counseling

Do you have questions about housing? Should you buy a home? Refinance your house? What if you can’t make your mortgage payments? Or your credit isn’t great? Or perhaps, you’re trying to stay in your home? GreenPath’s Homebuyer counseling can with foreclosure prevention, buying a home, reverse mortgage counseling and more.

Get Started with Homebuyer Counseling

Resources for Renters

GreenPath’s professional, caring counselors will work with you to assess your situation, explain the options or solutions available, and help you create a detailed action plan. You will get referrals to local, statewide, and national resources.

View Renter Resources

Budget Worksheet

Use this budgeting worksheet to calculate your monthly expenses and income to get an idea of what you have to work with, what your commitments are, and what you have remaining to devote to your goals.

Get the GreenPath Budgeting Worksheet

Debt Management Calculator

Compare using a GreenPath debt management plan with paying off credit card debt on your own to see which option works best for your budget and goals.

Try the Debt Management Calculator

How Do I Get Started with GreenPath?

GreenPath solutions are customized to your specific needs, whether it's devising a proactive savings plan or safeguarding your home from foreclosure. Assistance is just a phone call away.

 

To benefit from this new service, simply call 1-877-337-3399. Operating hours are Monday through Thursday from 8 a.m. to 10 p.m. (EST), Friday from 8 a.m. to 8 p.m., and Saturday from 9 a.m. to 6 p.m.  

 

Don’t have time to talk right now? You can submit a request to receive a call from one of GreenPath’s financial counselors within 2 business days or explore their offerings through FAFCU’s GreenPath Portal.