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Personal Banking

Forest Area Federal Credit Union brings you the best personal banking service, and is easy and secure. We're here to help you achieve your financial goals and simplify personal banking. We offer a variety of checking and saving accounts, along with Visa debit and credit cards, and retirement savings accounts. Our personal banking solutions come with a number of member benefits, including:

  • No fees
  • No minimum balances
  • Unlimited checks
  • Free access to 30,000+ ATMs across the country
  • Free mobile banking
  • No cash advance fees on credit cards
  • … and so much more!

Discover the many benefits of banking with FAFCU today. Browse our offerings to see which account or card is right for you.

Modern Banking

At FAFCU, we know convenience matters. That’s why we offer you mobile and online banking options. Deposit checks, transfer money, manage your spending, and pay loans from your home computer or mobile device. Can’t make it into one of our five convenient Forest Area locations? Apply for a loan online using your phone and our mobile app. FAFCU provides up-to-date personal banking services, with easy-to-open accounts and same-day approvals.

Download our mobile app or take advantage of text and audio banking to access your accounts 24/7. Learn more about our mobile app, text, and audio banking.

Access your accounts anytime you want from a computer, tablet or smartphone through our online banking system. Learn more about online banking.

Not a Member?

We proudly serve members in Alcona, Alpena, Antrim, Arenac, Benzie, Charlevoix, Cheboygan, Chippewa, Clare, Crawford, Emmet, Gladwin, Grand Traverse, Iosco, Kalkaska, Lake, Leelanau, Mackinac, Manistee, Mason, Missaukee, Montmorency, Ogemaw, Osceola, Oscoda, Otsego, Presque Isle, Roscommon, or Wexford counties who meet our membership requirements.

Discover why our members and communities love banking with FAFCU! Apply to be a member today!

JOIN NOW