Superior Checking

Enjoy the freedom of a traditional checking account while earning dividends on your funds with our Superior checking account. You can stop worrying about making account-to-account transfers while you’re on the go and truly live in the moment.

  • Complete at least 10 debit card transactions
  • Sign on to online banking at least 4 times
  • Have a direct deposit of at least $100
  • Be enrolled in e-statements

Not a Member? 

We proudly serve members in Grand Traverse, Kalkaska, Antrim, Crawford, Missaukee, and Wexford counties who meet our membership requirements.

Discover our mobile banking convenience and secure debit and credit cards. Apply to be a member today!




*If you do not meet all the requirements, you will not earn the dividends for the month. Please note, this is a free account so there will not be any charges or penalties for not earning the dividends. No minimum deposit required upon account opening. APY stands for Annual Percentage Yield. Balances made in excess of $15,000 will earn 0% APY dividends.  Rates may be subject to change without notice (if applicable). Rates are effective as of 1/1/2023. View additional information about Superior Checking and the full disclosure