Superior Checking

Enjoy the freedom of a traditional checking account while earning dividends on your funds with our Superior checking account. You can stop worrying about making account-to-account transfers while you’re on the go and truly live in the moment.

5.12% APY earned on the first $15,000 deposited
No annual fee
No minimum balance
Dividends averaged daily, paid monthly
Plus, all your favorite traditional benefits listed here

Complete at least 10 debit card transactions
Sign on to online banking at least 4 times
Have a direct deposit of at least $100
Be enrolled in e-statements

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Not a Member?

We proudly serve members in Grand Traverse, Kalkaska, Antrim, Crawford, Missaukee, and Wexford counties who meet our membership requirements.

Discover our mobile banking convenience and secure debit and credit cards. Apply to be a member today!

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Conditions:

*If you do not meet all the requirements, you will not earn the dividends for the month. Please note, this is a free account so there will not be any charges or penalties for not earning the dividends. No minimum deposit required upon account opening. APY stands for Annual Percentage Yield. Balances made in excess of $15,000 will earn 0% APY dividends. Rates may be subject to change without notice (if applicable). Rates are effective as of 1/1/2023. View additional information about Superior Checking and the full disclosure