Community Involvement

Buy Local Spend Local is a regional program that connects FAFCU members to locally-owned businesses in the community, encouraging and rewarding members to not only BUY LOCAL, but to also SPEND LOCAL by using your FAFCU debit card for purchases.

This unique program benefits local business owners and Credit Union members. Find out more here.

Each year, FAFCU offers a Business Scholarship of $500 to a student from each of the following high schools; Forest Area High School, Kalkaska High School, Kingsley High School, Manton Consolidated High School, Mesick High School, and Lake City High School.

Who Qualifies:

Applications must have an active account at Forest Area FCU, be majoring in a business-related field, such as accounting or business administration, and have a high school GPA of 3.0 or higher.

How To Apply:

Applications should be picked up from your nearest branch and returned to Forest Area Federal Credit Union by April 15th. Recipients of the scholarship will be notified at each school's awards ceremonies. Scholarship money is available during the student's first fall semester of college if they attend immediately after high school.

Our Board of Directors acts as a committe to receive grant applications throughout the year. They consider projects for funding such as those that contribute to improvements that support arts and culture, basic human needs, the local environment, health and safety improvement projects, recreation and support for seniors and youth.

Funding may cover capital improvements, new or replacement equipment, and new building projects supporting parks and recreation could qualify for funding from the grant program.

Who can apply:

Community non-profit organizations or government units who sponsor public projects that are located in FAFCU's field of membership: Grand Traverse, Kalkaska, Wexford, Missaukee, Antrim, and Crawford Counties. For more details on what can qualify for the Grant Program, please click the "Grants page" link below.

To apply:

Download the Grant Application HERE.

For more information:

Visit Grants page.

The Humanity Fund is funded by FAFCU employee contributions and donations by the Board of Directors. Since 2007, The Humanity Fund has supported members of our communities who have suffered a loss or tragedy such as those who may have medical needs, suffered from a house fire, car accident or death.

Forest Area Federal Credit Union has brought Banzai, a premium online financial literacy program, to educators and students of six schools in the area. These include Forest Area High School, Kingsley Area High School, Manton Consolidated High School, Lake City High School, Kalkaska High school, and Mesick High School.

Forest Area FCU speaks in many classrooms and other community events on budgeting, financial security, dividends, interest, loans and more. These are offered on a request basis, in an effort to provide knowledge to our communities on how to become financially responsible. Forest Area FCU is proud to be apart of Banzai and the impact is not going unnoticed, just hear what the teachers are saying!

     "A special thank you to Forest Area Federal Credit Union for sponsoring our financial literacy materials from Banzai. Our students are asking many insightful questions as we begin this unit on learning to manage money." - Amy Bernthal, Teacher at Mancelona Middle School

FAFCU offers $1,000 of Accidental Death & Dismemberment Insurance available to members at no charge. This insurance is provided by TruStage and underwritten by CMFG Life Insurance. To be elibile, the member must active the program by signature. More information can be found at TruStageADD.com or by calling 1-855-612-7910.

Additional benefits are available to the membership at affordable rates.

The 2023 annual food drive raised $34,747 to be distributed to 12 community food pantries. Each year the credit union’s branches offer food pantry “bucks” for any type of donation. Some locations offer window and door space to local businesses for additional donations. In 2023 we also started accepting donations online to help make the process even easier.

In September 2023, thanks to generous donations from our members and a match from the FAFCU Board of Directors, we were able to donate close to $700 to the NMCAA to help with homelessness prevention in our communities.

2022's food drive raised $38,205 to be distributed to 12 community food pantries, beating the 2021 food drive's total by more than $11,000!

In 2021, we blew our old record out of the water! Our annual food drive raised close to $27,000 for 8 local pantries!

Forest Area Federal Credit Union was awarded the 2018/19 community service award by the Manton Police Department. This award was accomplished through our dedication to child safety education. We are honored and humbled by this recognition and look forward to making an impact in the Manton community.