About Us

Our History

Forest Area Federal Credit Union was organized on September 19, 1983. The original office of the credit union was located at Larr’s Sporting Goods in Fife Lake, MI, until such time that an alternate location could be found. At the end of the first month of business, Forest Area FCU had a total asset size of $4,049.42 and expenses for the month of $10.00. At the end of 1983, just a few months later, assets had risen to $105,320.89! Serving a membership of just 147 people, total expenses for 1983 were $286.36, while net income was $615.92. In January 1985, the office was moved to the original bank building in Fife Lake next to Kimball’s Market. In December 1993, the office was moved once again, this time to its current location at 638 Boyd St. in Fife Lake. We opened our first branch office in Kalkaska, Michigan in 1987, to be followed 10 years later in 1997 by our Kingsley location (then moved to the East end of town in 2006). Our Manton branch was added in 2001. Since those humble beginnings of 1983, Forest Area FCU now stands at the asset size and membership size seen in the box below. Thank you all for your part in our wonderful success!

Forest Area FCU
Notes and Numbers

Board of Directors
Lee Sandy – Chairman
Donald Crawford – Vice-Chair
Polly Piltz – Treasurer
Alan McCullen – Secretary
Thomas Runkel– Director

Lyle Spalding- Director
Todd VanDuessen – Director
Asset Size as of December 2017: $108,078,848
Number of Members as of December 2017: 11,613

Field of Membership

Our field of membership as a Community Chartered Credit Union is as follows:  The field of membership shall be limited to having the following common bond: Persons who live, work, worship, or attend school in and businesses and other legal entities located in the counties of Antrim, Crawford, Grand Traverse, Kalkaska, Missaukee or Wexford , Michigan, and also included are spouses of persons who died while within the field of membership of this credit union, employees of this credit union, volunteers in the community, members of their immediate family or household and organizations of such persons.


Our Mission

Our mission is to provide our members with quality financial services, giving special attention to their individual needs.

Statement of Commitment

Our Statement of Commitment is a document created to show our credit union’s involvement in the community, both through the services we offer and the “extra” activities we do. It is our commitment to serve the area in a way that goes above and beyond that of a traditional financial institution. You can download it in PDF format here.

Privacy Statement

Our privacy statement describes the information we collect about you through the course of our business, along with the steps we take to ensure your personal privacy. See our privacy statement in its entirety by clicking this link.