Business Solutions

Business Partners in a Meeting

As a member-owned, not-for-profit organization we consistently offer competitive loan terms, and a range of outstanding products for varying business needs paired with our excellent member service. 

Here’s just a few more reasons why you’ll love banking with us:

  • No Annual Fees
  • No Per Item Fees
  • No Maintenance Fees
  • No Cash Handling Fees

Savings Accounts

Whether you’re an established business or just starting out, we have the accounts you need to reach your goals.

Checking Accounts 

Take your business to the next level with a checking account from FAFCU. Enjoy added convenience wherever you go with your Debit Mastercard, with access to over 30,000 surcharge-free ATM’s across the nation. 


Loans & Mortgages

Whether you’re growing a business or just starting out, we have the resources to make your venture a success. Make an appointment to discuss your options and discover our low rates.

Plus, save time by paying your loan online with LoanPay Xpress.

Credit Cards

Simplify purchasing with our Business VISA Credit Card. There’s no annual fee and you’ll have complete control with the CardNav mobile app. 


Debit Cards

Enjoy increased purchasing flexibility, convenience and safety with a FAFCU Debit Mastercard. You will have access to over 30,000 surcharge-free ATM’s across the nation.

Additional Services

We’ve partnered with Elavon so you have access to the latest technology and can process payments seamlessly with your customers whether in-person, online or on the go. You can manage it all in one place, easily and securely online – without a major investment of money or effort.


  • Wireless Freedom 
  • Accepts all payments including Apple Pay 24/7 
  • Support 8-hour rechargeable battery 
  • Easily monitor sales and refunds 
  • Next day funding when depositing into your Forest Area FCU business checking account 
  • Offer electronic gift cards or implement a loyalty program

Your security is important to us. That’s why we’ve outlined ways you can stay alert on your account activity and steps you should take if you suspect unusual activity. Click here to learn more.

Take your accounts wherever you go with our online & mobile banking options. To get started, click here for mobile banking or here for online banking.

5 Convenient Locations

Member Requirements

The field of membership shall be limited to having the following common bond: Persons who live, work, worship, or attend school in and businesses and other legal entities located in the following counties:

  • Antrim
  • Crawford
  • Grand Traverse
  • Kalkaska
  • Missaukee
  • Wexford
A hand poised with a pen ready to fill out paperwork

Become A Member Today

Make an appointment at your nearest branch to become a member today. To get started all you will need is:

  • Social Security Number
  • Driver's License
  • Contact Information
  • Valid Email Address