Designed for your everyday needs, Forest Area Federal Credit Union (FAFCU) offers convenient checking accounts and a Debit Mastercard that can be used for purchases and withdrawals from the account. Plus, walk out with your new Debit Mastercard same day thanks to our instant-issue technology!
Browse our account offerings and choose the right one for you.
No service fees
Overdraft protection
Access to more than 250 shared branch locations across the nation
Free mobile app with remote deposit capture (3)
Free online banking with bill pay and LoanPax Xpress
• Unlimited number of transactions
• No minimum balance requirements**
• Dividends paid monthly
• No minimum deposit requirements
• No minimum balance requirements**
Not a Member?
We proudly serve members in Grand Traverse, Kalkaska, Antrim, Crawford, Missaukee, and Wexford counties who meet our membership requirements.
Discover our low loan and mortgage rates, secure banking options, and friendly staff. Apply to be a member today!
1. Standard messaging rates apply.
2. Debit transactions are free when card issued at a CO-OP Network ATM or processed at retail outlets as a credit card. FAFCU will charge a $2 fee to use all other non-CO-OP Network ATMs, and you may be charged a fee by the ATM owner. Applications for ATM/Debit cards are subject to approval.
3. Standard data rates apply.
4. Members must be at least 18 years to open a Share Draft Account or have a parent as a joint owner on the account.
5. If you do not meet all the requirements, you will not earn the dividends for the month. Please note, this is a free account so there will not be any charges or penalties for not earning the dividends. No minimum deposit required upon account open. APY stands for Annual Percentage Yield. Deposits made after $15,000 will earn 0% APY dividends. *Rate tiers as follow: $0 -> $15,000 – 4.07% APY or $15,000 and up – 0.00% APY. Rates may be subject to change without notice (if applicable). Rates are effective as of 4/1/2019.See additional information and full disclosure.