Student Loans

Whether you’re an undergraduate, graduate student, or parent, pay for college the smart way with Smart Option Student Loans from Sallie Mae®. 

The Smart Option student loan gives you three repayment options: interest repayment, fixed repayment & deferred repayment. These loans will help students establish credit and are available for undergraduates & graduate students. There is no origination fee & no prepayment penalty. With a competitive rate and a quick turnaround time, it makes the choice for student loans easy.

Benefits include:

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Not a Member?

We proudly serve members in Grand Traverse, Kalkaska, Antrim, Crawford, Missaukee, and Wexford counties who meet our membership requirements.

Discover our low rates, refinancing options, and excellent member service. Apply to be a member today!