Forest Area Federal Credit Union (FAFCU) is committed to giving back to the community that supports them. Check out our programs and recent involvement.

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Grants awarded since 2014

Our Board of Directors acts as a committee to receive grant applications throughout the year. They consider projects for funding such as those that contribute to improvements that support arts and culture, basic human needs, the local environment, health and safety improvement projects, recreation and support for seniors and youth.

Funding may cover capital improvements, new or replacement equipment, and new building projects supporting parks and recreation could qualify for funding from the grant program. To date, we awarded over $107,000 to organizations in our local communities!

Who Can Apply:

Community non-profit organizations or government units who sponsor public projects that are located in FAFCU’s field of membership. (Portions of Grand Traverse, Kalkaska, Wexford and Antrim Counties)

How To Apply:

Visit your nearest branch or download an application.

Each year, FAFCU offers a Business Scholarship of $500 to a student from each of the following high schools; Forest Area High School, Kalkaska High School, Kingsley High School, Manton Consolidated High School, and Lake City High School.

Who Qualifies:

Applicants must have an active account at Forest Area FCU, be majoring in a business related field, such as accounting or business administration, and have a high school GPA of 3.0 or higher. 

How To Apply:

Applications should be picked up from your nearest branch and returned to Forest Area Federal Credit Union by April 15th. Recipients of the scholarship will be notified at each school’s awards ceremonies. Scholarship money is available during the student’s first fall semester of college if they attend immediately after high school.

The Humanity Fund is funded by FAFCU employee contributions and donations by the Board of Directors. Since 2007, The Humanity Fund has supported members of our communities who have suffered a loss or tragedy such as those who may have medical needs, suffered from a house fire, car accident or death.  

Forest Area Federal Credit Union has brought Banzai, a premium online financial literacy program, to educators and students to five schools in the area. These include Forest Area High School of Fife Lake, Kingsley Area High School, Manton Consolidated High School, Kalkaska High School, and Mancelona High School. A total of 15 teachers and 880 students have been positively impacted by the program this year.

Forest Area FCU speaks in many classrooms and other community events on budgeting, financial security, dividends, interest, loans and more.  These are offered on a request basis, in an effort to provide knowledge to our communities on how to become financially responsible. Forest Area FCU is proud to be apart of Banzai and the impact is not going unnoticed, just hear what the teachers are saying!

“A special thank you to Forest Area Federal Credit Union for sponsoring our financial literacy materials from Banzai. Our students are asking many insightful questions as we begin this unit on learning to manage money.” – Amy Bernthal, Teacher at Mancelona Middle School

Forest Area Federal Credit Union is a sponsor of the 2018/19 Manton Elementary GSRP class. A total of 18 children and 4 teachers are supported through the program, whose goal is to assist parents to be their first and most important teacher. Forest Area Federal Credit Union is proud to support the class!

FAFCU offers $1,000 of Accidental Death & Dismemberment Insurance available to members at no charge. This insurance is provided by TruStage and underwritten by CMFG Life Insurance. To be eligible, the member must activate the program by signature. More information can be found at or by calling 1-855-612-7910.

Additional benefits are available to the membership at affordable rates.

Community Highlights

Forest Area Federal Credit Union was awarded the 2018/19 community service award by the Manton Police Department. This award was accomplished through our dedication to child safety education. We are honored and humbled by this recognition and look forward to making an impact in the Manton community.

In 2018, we set a new record for our annual food drive and raised over $18,000 for local food pantries!

Statement of Commitment

It is our commitment to serve the area in a way that goes above and beyond that of a traditional financial institution. Download our Statement of Commitment.

Stay up to date on our community involvement by following us on social media.