Forest Area Federal Credit Union in Kalkaska, MI is a local credit union that is here for all your banking needs. Whether you are looking for a personal loan, business checking, or a savings account, Forest Area Federal Credit Union has the services you need. We offer all the conveniences of modern banking with the personal touch of a local small business.

Branch Contact


409 West Mile Road
Kalkaska, MI 49646

Phone :  231-879-4154

Fax : 231-384-6540

Audio Banking :

Lobby Hours

Mon-Thu : 9:00am – 5:00pm
Friday : 9:00am – 5:30pm
Sat-Sun : Closed

Drive-Thru Hours

Mon-Thu : 8:30am – 5:00pm
Friday : 8:30am – 5:30pm
Sat : 9:00am – 1:00pm
Sun : Closed

General Contact


Our friendly staff is available to help you via chat during business hours. Just click on the Evergreen Chat widget. You can also chat with us using Facebook Messenger!

Contact Form

Don’t have time to chat right now ? You can send your questions to us using our website contact form.