Whether you have a project that needs some extra funding or you’re looking for a way to improve your current financial situation, a personal loan is often a great solution. Personal loans in Mesick, MI, are often small loans that…
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Credit Union Receives Superior Rating
Forest Area Federal Credit Union is proud to share the receipt of a 5-Star Rating from Bauer Financial, Inc.Bauer Financial is a financial rating agency based in Coral Gables, Florida, that provides depositor-focused ratings of banks and credit unions in…
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Pros of Having a Small-Business Debit Card
Pros of Having a Small-Business Debit Card Convenience: It’s simple to use. Whether you need to buy supplies for your business from a local store or make a purchase for a service online, debit cards give you access to your…
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Best Practices to Build Your Personal Savings Account
For those who don’t have much experiencing with building a personal savings account, the prospect of starting from scratch can be somewhat daunting. Saving money is hard enough, as maintaining the discipline to save rather than spend takes great dedication…
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The Impact of Personal Loans on Your Credit Score
Are you considering applying for a personal loan from a local credit union in Kingsley, MI, to consolidate high-interest credit cards or pay for a large purchase? While this unsecured loan can help you meet your current financial needs, you…
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Saving Money for the Future with Your Checking Account
Everyone should be saving money for the future. It’s just a good idea to have a little something set aside in case of an emergency. Every month money goes into your checking account and then out of the account when…
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Tips for Choosing the Right Credit Union Online
Are you interested in doing business with a customer-owned financial institution rather than a big banking machine? If this idea appeals to you, a credit union may be the perfect fit. But how do you find a local credit union…
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The History of Credit Unions
A brief historical overview of the credit union throughout the decades: 1901 – Alphonse Desjardins, a Canadian journalist, founded the first credit union in North America (today The Desjardins Group) and made the first deposit of 10 cents. 1909 –…
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The Difference between Credit Unions and Banks
For many people, banks and credit unions are considered one and the same because they both fulfil similar purposes and provide the same kinds of services. However, while it’s true that both types of financial institutions are in the interest…
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The Importance of Opening a Savings Account
Do you feel you always come up short on cash when you really need it? One route to financial freedom is opening a savings account. Many people associate the term “financial freedom” with the wealthy. However, what it really means…
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