Rates

Loan Rates

Effective Tuesday, January 22, 2019

Loan Rates(3)APR rates as low as(1)Terms/Information
New Auto Loans3.300%Rates as low as 3.30%
2014 -2018 Used Auto3.300%With terms up to 78 months
2009-2013 Used Auto4.050%With terms up to 60 Months.
2008 & Older Used Auto4.800%With terms up to 48 months.
Titled Recreational Vehicles4.100%Rates as Low as 4.10%
Classic Auto Loan3.800%Rates as Low as 3.80% APR
VISA Platinum8.900%Apply for our reward credit card with up to $20,000 limit
Unsecured Loan Under $1,000.0010.000%Unsecured Loan Under $1,000.00
Unsecured loan up to $20,0008.000%
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Savings Rates

Effective Thursday, November 1, 2018

Account Type(3) (6)APR(2)Minimum DepositMinimum Balance
Traditional IRA1.000%$0.00$0.00
Roth IRA Shares1.000%$0.00$0.00
Regular Shares0.100%$0.00$10.00
Regular Shares0.150%$0.00$500.00
Regular Shares0.200%$0.00$2,500.00
Sub Shares0.100%$10.00$10.00
Sub Shares0.150%$10.00$500.00
Sub Shares0.200%$10.00$2,500.00
Christmas Club0.350%$10.00$10.00

Certificate Rates

Effective Tuesday, January 22, 2019

Certificate Term(3) (7)APY(2)Minimum Deposit
6M Share Certificate0.500%$500
12M Share Certificate1.000%$500
24M Share Certificate1.260%$500
36M Share Certificate1.510%$500
48M Share Certificate2.020%$500
60M Share Certificate2.530%$500
15M Share Certificate1.760%$500
24M Promo Share Certificate2.530%$500
  1. Rates disclosed are an Annual Percentage Rate (APR).
  2. Rates disclosed are Annual Percentage Yield (APY).
  3. Forest Area Federal Credit Union membership required.
  4. Deposits are federally insured by the NCUA.
  5. Forest Area Federal Credit Union is an Equal Opportunity Lender.
  6. Rates are subject to change after account opening.
  7. Penalties will apply for early withdrawals.