Rates

As a member at Forest Area Federal Credit Union, you’ll always have access to our best rates. Browse our rates below and see which one is right for you!

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Certificate Rates

Effective Friday, August 2, 2019

Certificate Term
(3) (7)
APY(2)Minimum
Deposit
6M Share
Certificate
0.450%$500
12M Share
Certificate
1.110%$500
24M Share
Certificate
1.360%$500
36M Share
Certificate
1.610%$500
48M Share
Certificate
1.820%$500
60M Share
Certificate
2.380%$500
13M
Promo Share
Certificate
2.080%$500
25M
Promo Share
Certificate
2.280%$500
 

Savings Rates

Effective Friday, August 2, 2019

Account Type(3) (6)APR(2)Minimum DepositMinimum Balance
Traditional IRA1.000%$0.00$0.00
Roth IRA Shares1.000%$0.00$0.00
Regular Shares0.100%$0.00$10.00
Regular Shares0.150%$0.00$500.00
Regular Shares0.200%$0.00$2,500.00
Sub Shares0.100%$10.00$10.00
Sub Shares0.150%$10.00$500.00
Sub Shares0.200%$10.00$2,500.00
Christmas Club (8)0.350%$10.00$10.00

Loan Rates

Effective Friday, August 2, 2019

Loan Rates(3)APR rates as low as(1)Terms/Information
New Auto Loans3.990%Rates as low as 3.99% up to 78 months.
2014 -2018 Used Auto3.990%With terms up to 78 months.
2009-2013 Used Auto4.740%With terms up to 60 months.
2008 & Older Used Auto5.490%With terms up to 48 months.
Classic Auto Loan4.490%Rates as low as 4.49% up to 60 months.
Titled Recreational Vehicles4.100%Rates as low as 4.10% up to 78 months fully amortizing, balloon loan financing is available with amortization up to 15 years.
Platinum Credit Card8.900%Apply for our reward credit card with up to a $20,000 limit.
Unsecured loan up to $20,0008.000%
Mortgage, Home Equity Loans & HELOCCall for current rates.

1) Rates disclosed are an Annual Percentage Rate (APR).
2) Rates disclosed are Annual Percentage Yield (APY).
3) Forest Area Federal Credit Union membership required.
4) Deposits are federally insured by the NCUA.

5) Forest Area Federal Credit Union is an Equal Opportunity Lender.
6) Rates are subject to change after account opening.
7) Penalties will apply for early withdrawals.
8) Maximum deposit of $5,000.