Rates

As a member at Forest Area Federal Credit Union, you'll always have access to our best rates.
Browse our rates below and see which one is right for you!

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Loan Rates

Effective Monday, May 15, 2023
Loan Rates (Auto)(3) APR rates as low as(1)
2018 - New 7.00% - 48 months
7.20% - 60 months
7.60% - 78 months
2013-2017 Used Auto 8.30% - 48 months
8.90% - 60 months
2012 & Older Used Auto 9.75% - 48 months
Classic Auto Loans 8.50% - 60 months

 

Loan Rates (Other)(3) APR rates as low as(1) Terms/Information
Tilted Recreational Vehicles 7.50% Fully amortizing terms of 120 months available for loan balances greater than $25,000 and 180 months available for loan balances greater than $50,000
Platinum Credit Card 9.90% Apply for our Cash Back Rewards Visa card with $0 balance-transfer fees and low 1.9% APR for 6 months.
Unsecured loans under $1,000 12.50%  
Unsecured loans $1,001 to $20,000 12.50%  
Mortgage, Home Equity Loans & HELOC Call for current rates.  

Rates are subject to change or ending without notice.

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Certificate Rates

Effective Wednesday, May 17, 2023
Certificate Term(3)(7) APY(2) Minimum Deposit
3M Share Certificate 0.15% $500
6M Share Certificate 0.70% $500
12M Share Certificate 0.95% $500
24M Share Certificate 1.21% $500
36M Share Certificate 1.46% $500
48M Share Certificate 1.56% $500
60M Share Certificate 1.71% $500
6M Youth Share Certificate 1.41% $50(9)
12M Youth Share Certificate 1.92% $50(9)
36M IRA Share Certificate 1.46% $500
48M IRA Share Certificate 1.56% $500
60M IRA Share Certificate 1.71% $500
7M Promo Share Certificate 4.59% $500
13M Promo Share Certificate 4.07% $500
7M Promo IRA Share Certificate 4.59% $500
13M Promo IRA Share Certificate 4.07% $500

Rates are subject to change or ending without notice.

Open a CD

Share Rates

Effective Monday, January 2, 2023
Account Type(3)(6) APY(2) Minimum Deposit Minimum Balance
Traditional IRA Shares 0.50% $0.00 $0.00
Roth IRA Shares 0.50% $0.00 $0.00
Regular Shares 0.10% $10.00 $10.00
Regular Shares 0.15% $10.00 $500
Regular Shares 0.20% $10.00 $2,500
Sub shares 0.10% $10.00 $10.00
Sub Shares 0.15% $10.00 $500
Sub Shares 0.20% $10.00 $2,500
Christmas Club(8) 0.35% $10.00 $10.00
Superior Checking(10) 5.12% N/A $0.00(10)

Rates are subject to change or ending without notice.

Open a Share Account

Money Market

Effective Monday, May 17, 2023
Account Type(3)(6) APY(2) Minimum Balance Maximum Balance
Under $2,500 0.15% $0.00 $2,499
$2,500-$24,999 0.20% $2,500 $24,999
$25,000-$99,999 4.07% $25,000 $99,999
$100,000 or more 4.59% $100,000  

Rates are subject to change or ending without notice.

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1) Rates disclosed are an Annual Percentage Rate (APR).
2) Rates disclosed are Annual Percentage Yield (APY).
3) Forest Area Federal Credit Union membership required.
4) Deposits are federally insured by the NCUA.
5) Forest Area Federal Credit Union is an Equal Opportunity Lender.
6) Rates are subject to change after account opening.
7) Penalties will apply for early withdrawals.
8) Maximum deposit of $5,000.
9) Maximum deposit of $500.
10) Dividends paid out on balances up to $15,000.