Rates

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As a member at Forest Area Federal Credit Union, you’ll always have access to our best rates. Browse our rates below and see which one is right for you!

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Certificate Rates

Effective Thursday, June 3, 2022

Certificate Term
(3) (7)
APY(2)Minimum
Deposit
3M Share
Certificate
0.150%$500
6M Share
Certificate
0.150%$500
12M Share
Certificate
0.30%$500
24M Share
Certificate
0.40%$500
36M Share
Certificate
0.50%$500
48M Share
Certificate
0.60%$500
60M Share
Certificate
0.80%$500
6 M Youth Share
Certificate
0.30%$500
12M Youth Share
Certificate
0.60%$500
36M IRA0.50%$500
48M IRA0.60%$500
60M IRA0.80%$500
 
Rates are subject to change or end without notice.
 

Savings Rates

Effective Thursday, June 3, 2022

Account Type(3) (6)APR(2)Minimum DepositMinimum Balance
Traditional IRA0.50%$0.00$0.00
Roth IRA Shares0.50%$0.00$0.00
Regular Shares0.100%$0.00$10.00
Regular Shares0.150%$0.00$500.00
Regular Shares0.150%$0.00$2,500.00
Sub Shares0.100%$10.00$10.00
Sub Shares0.150%$10.00$500.00
Sub Shares0.150%$10.00$2,500.00
Christmas Club (8)0.350%$10.00$10.00

 

Rates are subject to change or end without notice.

Loan Rates

Effective Monday, June 6, 2022

Loan Rates(3)APR rates as low as(1)
New Auto Loans3.00% – 48 months
3.20% – 60 months
3.60% – 78 months
2017 – 2022 Used Auto3.00% – 48 months
3.20% – 60 months
3.60% – 78 months
2012 – 2016 Used Auto4.35% – 48 months
4.85% – 60 months
2011 & Older Used Auto6.25% – 48 months

Loan Rates(3)APR rates as low as(1)Terms/Information
Titled Recreational Vehicles3.52%
Fully amortizing terms of 120 months available for loan balances greater than $25,000 and 180 months available for loan balances greater than $50,000
Platinum Credit Card9.90%Apply for our Cash Back Rewards Visa card with $0 balance-transfer fees and low 1.9% APR for 6 months.
Unsecured loans $1,000 to $20,0008.50%
Mortgage, Home Equity Loans & HELOCCall for current rates.

Rates are subject to change or end without notice.

1) Rates disclosed are an Annual Percentage Rate (APR).
2) Rates disclosed are Annual Percentage Yield (APY).
3) Forest Area Federal Credit Union membership required.
4) Deposits are federally insured by the NCUA.

5) Forest Area Federal Credit Union is an Equal Opportunity Lender.
6) Rates are subject to change after account opening.
7) Penalties will apply for early withdrawals.
8) Maximum deposit of $5,000.