Rates

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As a member at Forest Area Federal Credit Union, you’ll always have access to our best rates. Browse our rates below and see which one is right for you!

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Loan Rates

Effective Tuesday, November 11, 2022

Loan Rates (Auto)(3)APR rates as low as(1)
New Auto Loans5.74% – 48 months
5.94% – 60 months
6.34% – 78 months
2018 – 2022 Used Auto5.74% – 48 months
5.94% – 60 months
6.34% – 78 months
2013 – 2017 Used Auto7.93% – 48 months
7.99% – 60 months
2012 & Older Used Auto8.13% – 48 months

Loan Rates (Other)(3)APR rates as low as(1)Terms/Information
Titled Recreational Vehicles6.03%
Fully amortizing terms of 120 months available for loan balances greater than $25,000 and 180 months available for loan balances greater than $50,000
Platinum Credit Card9.90%Apply for our Cash Back Rewards Visa card with $0 balance-transfer fees and low 1.9% APR for 6 months.
Unsecured loans under $1,00012.50%
Unsecured loans $1,000 to $20,00010.50%
Mortgage, Home Equity Loans & HELOCCall for current rates.

Rates are subject to change or end without notice.

Certificate Rates

Effective Thursday, November 10, 2022

Certificate Term
(3) (7)
APY(2)Minimum
Deposit
3M Share
Certificate
0.150%$500
6M Share
Certificate
0.7%$500
12M Share
Certificate
0.95%$500
24M Share
Certificate
1.21%$500
36M Share
Certificate
1.46%$500
48M Share
Certificate
1.56%$500
60M Share
Certificate
1.71%$500
6 M Youth Share
Certificate
0.30%$500
12M Youth Share
Certificate
0.60%$500
36M IRA0.50%$500
48M IRA0.60%$500
60M IRA0.80%$500
7M
Promo Share
Certificate
3.04%$500
25M
Promo Share
Certificate
3.56%$500
 
Rates are subject to change or end without notice.
 

Savings Rates

Effective Tuesday, July 19, 2022

Account Type(3) (6)APR(2)Minimum DepositMinimum Balance
Traditional IRA0.50%$0.00$0.00
Roth IRA Shares0.50%$0.00$0.00
Regular Shares0.100%$0.00$10.00
Regular Shares0.150%$0.00$500.00
Regular Shares0.200%$0.00$2,500.00
Sub Shares0.100%$10.00$10.00
Sub Shares0.150%$10.00$500.00
Sub Shares0.150%$10.00$2,500.00
Christmas Club (8)0.350%$10.00$10.00

Rates are subject to change or end without notice.

Money Market

Effective Tuesday, July 19, 2022

Account Type(3) (6)APR(2)Minimum BalanceMaximum Balance
Under $2,4990.15%$0.00$2,499
$2,500-$24,9990.20%$2,500$24,999
$25,000-$99,9990.25%$25,000$99,999
$100,000 or more0.30%$100,000

Rates are subject to change or end without notice.

1) Rates disclosed are an Annual Percentage Rate (APR).
2) Rates disclosed are Annual Percentage Yield (APY).
3) Forest Area Federal Credit Union membership required.
4) Deposits are federally insured by the NCUA.
5) Forest Area Federal Credit Union is an Equal Opportunity Lender.
6) Rates are subject to change after account opening.
7) Penalties will apply for early withdrawals.
8) Maximum deposit of $5,000.