Rates

As a member at Forest Area Federal Credit Union, you’ll always have access to our best rates. Browse our rates below and see which one is right for you!

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Certificate Rates

Effective Monday, October 28, 2019

Certificate Term
(3) (7)
APY(2)Minimum
Deposit
3M Share
Certificate
.250%$500
6M Share
Certificate
0.450%$500
12M Share
Certificate
1.21%$500
24M Share
Certificate
1.110%$500
36M Share
Certificate
1.310%$500
48M Share
Certificate
1.510%$500
60M Share
Certificate
1.920%$500
6 M Youth Share
Certificate
0.700%$500
12M Youth Share
Certificate
1.610%$500
36M IRA1.310%$500
48M IRA1.510%$500
60M IRA1.920%$500
7M
Promo Share
Certificate
1.51%
2.02% with Superior Checking companion product
$500
 

Savings Rates

Effective Thursday, August 22, 2019

Account Type(3) (6)APR(2)Minimum DepositMinimum Balance
Traditional IRA1.000%$0.00$0.00
Roth IRA Shares1.000%$0.00$0.00
Regular Shares0.100%$0.00$10.00
Regular Shares0.150%$0.00$500.00
Regular Shares0.200%$0.00$2,500.00
Sub Shares0.100%$10.00$10.00
Sub Shares0.150%$10.00$500.00
Sub Shares0.200%$10.00$2,500.00
Christmas Club (8)0.350%$10.00$10.00

Loan Rates

Effective Friday, November 1, 2019

Loan Rates(3)APR rates as low as(1)Terms/Information
New Auto Loans3.450%Rates adjust with longer terms up to 78 months.
2015 -2019 Used Auto3.450%Rates adjust with longer terms up to 78 months.
2010-2014 Used Auto4.550%Rates adjust with longer terms up to 60 months.
2009 & Older Used Auto6.490%Up to a 48 month term.
Classic Auto Loan4.990%Up to a 60 months term.
Titled Recreational Vehicles4.100%Rates as low as 4.10% up to 78 months fully amortizing, balloon loan financing is available with amortization up to 15 years.
Platinum Credit Card9.900%Apply for our Cash Back Rewards credit card.
Unsecured loan up to $20,0008.000%
Mortgage, Home Equity Loans & HELOCCall for current rates.

1) Rates disclosed are an Annual Percentage Rate (APR).
2) Rates disclosed are Annual Percentage Yield (APY).
3) Forest Area Federal Credit Union membership required.
4) Deposits are federally insured by the NCUA.

5) Forest Area Federal Credit Union is an Equal Opportunity Lender.
6) Rates are subject to change after account opening.
7) Penalties will apply for early withdrawals.
8) Maximum deposit of $5,000.