NO SERVICE FEES
DEBIT MASTERCARD WITH ACCESS TO OVER 30,000 FEE - FREE ATM'S
FREE MOBILE APP WITH REMOTE DEPOSIT CAPTURE
FREE ONLINE BANKING WITH BILL PAY AND LOANPAX XPRESS
ACCESS TO MORE THAN 250 SHARED BRANCH LOCATIONS ACROSS THE NATION
When you're a member at FAFCU!
Forest Area Federal Credit Union (FAFCU) offers a variety of convenient savings accounts that are easy to access while you're on the go. Our Debit Mastercard makes everyday transactions timeless and gives you access to more than 30,000 surcharge-free ATM's around the nation. Plus, watch your savings grow with our competitive rates.
All saving accounts require $10 minimum balance. This will establish membership and allow members the right to vote at the annual meeting.
Not a Member?
We proudly serve members in Grand Traverse, Kalkaska, Antrim, Crawford, Missaukee, and Wexford counties who meet our membership requirements.
Discover our mobile banking convenience and secure debit and credit cards. Apply to be a member today!
This is the base account provided to all members.
This is a dividend-paying account for a higher return on your savings deposits.
Perfect for budgeting, open up tot 15 subsidary accounts under the main share savings account.
Avoid the financial stress of the holiday by saving a little bit all year long.
Lock in our best yields and get the return you want with a Share Certificate.
Learning to save at a young age is the key to success as an adult. That's why we provide youth accounts for children from the day they are born until they are 20 years old! LEARN MORE ABOUT OUR YOUTH ACCOUNTS
Members will receive complimentary: money orders, copying or faxing services, and 1 box of regular checks each year.
When you open an individual retirement account (IRA) at Forest Area Federal Credit Union (FAFCU), you can manage your savings conveniently from your own financial institution. Browse our offerings to see which one is right for you.
Plus you'll love our higher saving rates.
A Traditional IRA is a potentially tax-deffered retirement plan, where you won't pay taxes until you withdraw your funds. Contributions can be made as long as you are below 70 ½ years of age and have earned compensation.
When you open a Roth IRA, you'll pay taxes now and be able to withdraw the funds tax-free. Distributions can be made after 70 ½ years of age without any required minimum as long as you have earned compensation.
A Coverdell Education Savings Account is designed to help parents save for a child's education expenses, including tuition, fees, books, supplies, equipment, and in some cases room & board. You can make nondeductible contributions that provide the potential for tax-free withdrawals.
IRA Share Certificates combines the steady interest of a bank share certificate with the tax advantages of an individual retirement account (IRA).
*Rates disclosed are Annual Percentage Yield (APY). Rates effective April 1, 2019. All rates are subject to change without notice. Forest Area Federal Credit Union membership required. Penalties will apply for early withdrawals. $500 minimum deposit required.