Debit Cards

2/47 account Access when you want, where you want.

Forest Area Federal Credit Union (FAFCU) offers a Debit Mastercard at no cost to members. Thanks to our instant-issue technology, you’ll have your new card in hand when you walk out our doors.

Plus, enroll in the free ScoreCard Rewards program and earn rewards just by making Signature Purchases, such as travel or merchandise, with your Debit Mastercard. You will earn one point for every $5 you spend by signing for transactions with your Debit Mastercard. 

No annual fee

Access to over 30,000 fee-free ATM’s (2)

Available on both checking and savings accounts​​

CardNav App Access to secure your card​

Earn up to 1 ScoreCard Rewards Bonus point for every $5 spent​

Create an account or login to redeem points towards travel or merchandise at

Please note, the Superior Checking account is not eligible for ScoreCard Rewards.

FAFCU’s Debit Card Round up can assist members by automatically “rounding up” debit card purchase (attached to Share Draft Account only) and depositing the funds into a designated Share or Christmas Club.  

When a Debit Card purchase is made, FAFCU rounds up the transaction to the nearest dollar, and the increased amount is then transferred to a designated account. The round up process is not posted immediately, on a per-transaction basis. Instead, a daily process will calculate the round up amount for all Debit Card transactions posted that night. 

CardNav gives you full control over your debit card usage in a way you’ve never had before. It’s great for business members whose employees use company cards, for parents wishing to monitor their children’s spending and for anyone wanting to ensure their cards are being used how they want, where they want.


  • Set controls regarding the transaction types, geographic rules, and the merchant types where your card can be used
  • Turn any card on, or off—in seconds 
  • Receive alerts when suspicious activity is suspected – set by location, transaction type, merchant type, and threshold
  • Ensure you are the only person using your cards with GPS capabilities
  • Budget by setting dollar limits for transactions, and receive alerts when those limits are being reached
Getting Started
To get started, download the mobile app today. Available on both Apple or Android devices.

Planning a trip? Take your card wherever you go and skip the fees. You can access your funds in stores and at over 30,000 thousand surcharge-free CO-OP ATM Machines throughout the world. 

Prior to traveling, please download the CardNav mobile App or contact one of our service representatives at 231-879-4154 to ensure that your card is ready to use. We will need to know your travel dates, which states/countries you will be visiting and a phone number and/or email address to use to contact you during your travels.

Plus, find a surcharge-free ATM near you with the CO-OP ATM locator. 

Your security is important to us. That’s why we’ve made it easy to manage your card if you suspect unusual activity. Follow these steps and visit a FAFCU branch near you to take the necessary steps to secure your account.  


Mobile App

You can now easily manage your card activity and security from our mobile app. Temporarily lock your card or report your card as lost or stolen by downloading our mobile app. To lock or report your card follow these steps:

1) Download our mobile app – available on both Apple or Android devices.

2) Login to your account

3) Go to the more tab, then click manage my cards under member services

4) Click on the card you would like to manage

5) Under actions, click temporarily lock or report lost or stolen



For lost/stolen debit cards inside of the U.S. call 888.241.2510 and 727.227.9012 if outside the U.S. For cardholder services during business hours call 231.879.4154.

Not a Member?

We proudly serve members in Grand Traverse, Kalkaska, Antrim, Crawford, Missaukee, and Wexford counties who meet our membership requirements.

Discover our secure checking and saving accounts and excellent customer service. Apply to be a member today!