Debit Cards

2/47 account Access when you want, where you want.

Forest Area Federal Credit Union (FAFCU) offers a Debit Mastercard at no cost to members. Thanks to our instant-issue technology, you’ll have your new card in hand when you walk out our doors.

Plus, enroll in the free ScoreCard Rewards program and earn rewards just by making Signature Purchases, such as travel or merchandise, with your Debit Mastercard. You will earn one point for every $5 you spend by signing for transactions with your Debit Mastercard. 

No annual fee

Access to over 30,000 fee-free ATM’s (2)

Available on both checking and savings accounts​​

Card Control New Fraud Prevention 

Earn up to 1 ScoreCard Rewards Bonus point for every $5 spent​

Create an account or login to redeem points towards travel or merchandise at

Please note, the Superior Checking account is not eligible for ScoreCard Rewards.

FAFCU’s Debit Card Round up can assist members by automatically “rounding up” debit card purchase (attached to Share Draft Account only) and depositing the funds into a designated Share or Christmas Club.  

When a Debit Card purchase is made, FAFCU rounds up the transaction to the nearest dollar, and the increased amount is then transferred to a designated account. The round up process is not posted immediately, on a per-transaction basis. Instead, a daily process will calculate the round up amount for all Debit Card transactions posted that night. 

The Card Control function, located within the It’sMe24/7 mobile app will allow you to Lock and Unlock your card(s) at any time; View recent transactions; Receive alerts any time the card is used based on your settings; and if necessary, Report a card lost or stolen with the touch of a button. To access the feature and enroll your FAFCU cards, log into the It’sMe24/7 mobile app, select “more” in the lower right corner and then “Manage my Cards.”

Planning a trip? Take your card wherever you go and skip the fees. You can access your funds in stores and at over 30,000 thousand surcharge-free CO-OP ATM Machines throughout the world.

Prior to traveling, please download the CardNav mobile App or contact one of our service representatives at 231-879-4154 to ensure that your card is ready to use. We will need to know your travel dates, which states/countries you will be visiting and a phone number and/or email address to use to contact you during your travels.

Plus, find a surcharge-free ATM near you with the CO-OP ATM locator.

Your security is important to us. That’s why we’ve made it easy to manage your card if you suspect unusual activity. Follow these steps and visit a FAFCU branch near you to take the necessary steps to secure your account.


Mobile App

You can now easily manage your card activity and security from our mobile app. Temporarily lock your card or report your card as lost or stolen by downloading our mobile app. To lock or report your card follow these steps:

1) Download our mobile app on Apple or Download our app on Android.

2) Login to your account

3) Go to the more tab, then click manage my cards under member services

4) Click on the card you would like to manage

5) Under actions, click temporarily lock or report lost or stolen



For lost/stolen debit cards inside of the U.S. call 888.241.2510 and 727.227.9012 if outside the U.S. For cardholder services during business hours call 231.879.4154.

Screenshot of Card Controls App screen on mobile
Getting Started
To get started, download the It’sMe24/7 mobile app today.

Not a Member?

We proudly serve members in Grand Traverse, Kalkaska, Antrim, Crawford, Missaukee, and Wexford counties who meet our membership requirements.

Discover our secure checking and saving accounts and excellent customer service. Apply to be a member today!