Posts Categorized: Uncategorized

Last-Minute Holiday Hacks

Christmas lights on a piggy bank

The holidays are nipping at your heels and there’s still a lot to do! It probably seems like your stress levels keep rising while the money in your wallet keeps dwindling. It doesn’t have to be this way. With a bit of planning, you can enjoy a stress-free and affordable holiday season. Not buying what… Read more »

Identity Theft: What to Know and How to Protect Yourself

Identity Theft: What to Know and How to Protect Yourself

We live in an increasingly digital world. As the number of online services has exploded, so have the tribes of fraudsters who are engaging in identity theft. Cyber thieves who access one’s personally identifiable information (PII) such as birthdate, Social Security number, home address, driver’s license number, passport number and credit card or bank account… Read more »

How Can I Save on Holiday Shopping?

How Can I Save on Holiday Shopping?

Q: The holidays always have me worried about money. With inflation soaring, I’m more stressed than ever. How can I save on my holiday shopping this year? A: If you’re worried about making it through the holiday shopping season in the midst of record inflation, you’re not alone. A recent survey shows that 59% of American shoppers are… Read more »

Your Complete Guide to Secure Mobile Banking

Person Using App

In response to the rise of mobile banking scams, the Consumer Financial Protection Bureau (CFPB) recently published new guidance on unauthorized electronic funds transfers, or EFTs. With more people using electronic banking as a holdover from pandemic times, it’s important for consumers to be aware of its vulnerabilities and how to protect themselves from scams…. Read more »

What is the Homestead Exemption?

What is the Homestead Exemption?

Q: What is the homestead exemption and how do I know if I qualify? A: The homestead exemption can help you save a significant amount on your taxes and offer other legal provisions. Read on for all your questions on the homestead exemption, answered. What is the homestead exemption? The homestead exemption is a legal provision in… Read more »

What do I Need to Know About Escrow?

What do I Need to Know About Escrow?

Q: I’m in the process of buying my first home, and I’m a bit confused by escrow and how it works. Even some people I know, who have bought homes before, are confused! What do I need to know about escrow? A: Buying a home is a long and complicated process involving several steps. Escrow occurs between… Read more »

How do I Raise my Kids to be Financially Independent Adults?

Mom, daughter, financial education

Q: How do I raise my kids to become financially independent adults? A: It’s commendable to try raising your kids today with an eye toward their future. Teaching your children how to be financially independent will help smooth the transition into adulthood. It will also give them the tools they need to achieve and maintain financial wellness… Read more »

Back-to-School Shopping Hacks

It’s back-to-school season, but that doesn’t mean you need to break your budget. Here’s six back-to-school shopping hacks to get you started. Take inventory Don’t set foot in a single store without first checking to see what you have at home. Keep a running list of everything you find so you know exactly what you… Read more »

Should I Buy an Electric Car?

Q: With gas prices soaring and expected to continue climbing into the foreseeable future, I’m wondering if this is a good time to consider purchasing an electric car. Should I buy an electric vehicle now? A: Thousands of drivers are grappling with this question as gas prices peak. While an electric vehicle (EV) might be the right… Read more »