Posts By: Rebecca Spellerberg

5 Different Ways to Use a Personal Loan

Loan approval form

Whether you have a project that needs some extra funding or you’re looking for a way to improve your current financial situation, a personal loan is often a great solution. Personal loans in Mesick, MI, are often small loans that you can use for a number of purposes. Here are the five most common ways… Read more »

Pros of Having a Small-Business Debit Card

Pros of Having a Small-Business Debit Card Convenience: It’s simple to use. Whether you need to buy supplies for your business from a local store or make a purchase for a service online, debit cards give you access to your cash flow right away. There’s no more cutting checks or going to the bank to… Read more »

Best Practices to Build Your Personal Savings Account

Woman checking online account balance

For those who don’t have much experiencing with building a personal savings account, the prospect of starting from scratch can be somewhat daunting. Saving money is hard enough, as maintaining the discipline to save rather than spend takes great dedication and willpower. Not to mention, there’s the basic math with which you must contend. In… Read more »

The Impact of Personal Loans on Your Credit Score

Personal Loan Sticky Note

Are you considering applying for a personal loan from a local credit union in Kingsley, MI,  to consolidate high-interest credit cards or pay for a large purchase? While this unsecured loan can help you meet your current financial needs, you might be curious about how it will impact your credit score. Keep reading to learn… Read more »

Tips for Choosing the Right Credit Union Online

Woman using ATM

Are you interested in doing business with a customer-owned financial institution rather than a big banking machine? If this idea appeals to you, a credit union may be the perfect fit. But how do you find a local credit union if you don’t meet the membership requirements? If you’re in this situation, consider joining an… Read more »

The History of Credit Unions

A brief historical overview of the credit union throughout the decades: 1901 – Alphonse Desjardins, a Canadian journalist, founded the first credit union in North America (today The Desjardins Group) and made the first deposit of 10 cents. 1909 – The first American credit union, St. Mary’s Cooperative Credit Association, opened in Manchester, New Hampshire…. Read more »

The Difference between Credit Unions and Banks

Money in Wallet

For many people, banks and credit unions are considered one and the same because they both fulfil similar purposes and provide the same kinds of services. However, while it’s true that both types of financial institutions are in the interest of lending and banking, there are some key differences between a bank and a credit… Read more »

The Importance of Opening a Savings Account

Growing Savings

Do you feel you always come up short on cash when you really need it? One route to financial freedom is opening a savings account. Many people associate the term “financial freedom” with the wealthy. However, what it really means is that you don’t stress about having money to cover emergencies when they pop up… Read more »

Ways to Improve Your Mobile Banking Experience

Woman on Laptop

While the modern customer demands digitzed conveniences like apps and reviewable social media interactions, they still expect to be treated as individuals and receive pleasant customer service. As artificial intelligence and computerization replace many interactive service jobs, it can be hard to meet your own customers in the middle. Fortunately, there are ways for today’s… Read more »